Our e-signature functionality allows customers to digitally sign their finance agreement.
Business Portal

Business Portal

Bespoke online solution gives e-tailers an online portal to manage their account.
Mail Order

Mail Order

Giving customers the ability to complete their purchases using our mail order system.

We have created PaybyFinance to provide our e-tailers with the ability to offer their customers point of sale finance for online purchases.

In 2009 we became the first independent finance provider to launch an online point of sale solution. Our PaybyFinance facility was developed in response to the continuous growth in online sales and has since helped many e-tailers convert their browsers into buyers.

The ecommerce boom

  • UK e-shoppers had the highest spend of over £1,152 per capita in 2010
  • The estimated growth for the UK ecommerce market in 2011 is 18%, increasing the value of the market to £69 billion

Source: IMRG B2C Global e-Commerce Overview 2011

Our user friendly site gives customers the ability to apply for finance 24 hours a day giving added convenience to the customer experience. The application process is quick and simple, taking only 5 minutes to complete and presents the customer with a decision in seconds. Plus with our new e-signature functionality goods can be dispatched straight away.

PaybyFinance not only benefits the customer but can help you, the e-tailer to;

  • Increase your average order size as the customer will enjoy increased buying power;
  • Achieve a higher conversion rate of browsers to buyers as big ticket purchases are made more palatable when presented as a monthly payment as opposed to a one off payment.;
  • Increase the amount of traffic to your website through a positive marketing message;
  • Manage orders using a secure login to our dedicated management website for PaybyFinance, which allows you to track all applications, search for individual customers and view paid out business, all in real-time.

PaybyFinance has been developed as a plug and play system which can be integrated with your existing website, quickly integrated, allowing your customers to enjoy the benefits of promotional online credit.

PaybyFinance is a trading style of Hitachi Capital (UK) PLC. Authorised and regulated by the Financial Conduct Authority.
Registered in Cardiff no. 1630491. Registered office: Hitachi Capital House, Thorpe Road, Staines-upon-Thames, Surrey, TW18 3HP.